Precious Metals IRA

Wall Street Metals is proud to offer our clients precious metals for your IRA. We have partnered with Vanguard, Equity Trust, GoldStar Trust and Strata Trust amongst others to offer the lowest cost and quickest IRA setup in the market.  Enjoy all the tax benefits of your Precious Metals IRA without any of the usual hassle.

Precious metals IRAs can be set up
in three simple steps

  • 1

    Open a precious metals IRA account

    The first step to investing in a precious metals IRA is to open an account. The process can be completed quickly with all of your questions answered along the way.

    To get started, email us at

  • 2

    Fund your account

    Once you/we have opened your self-directed IRA account with us over the phone, your next step is to fund the account. If it is a new account, you will simply wire or transfer money to your existing IRA custodian or the new one you have selected during setup. If you are transferring or rolling over precious metals IRAs, speak to your custodian or us to ensure all steps are completed.

  • 3

    Buy gold or silverfor your IRA

    Once your account is funded, your custodian will notify us you have funds available and intend to use them to purchase coins for your IRA or other precious metals from Wall Street Metals. You are now ready to begin investing in precious metals through your IRA.

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Why Choose a Precious Metals IRA?

The reasons for investing in precious metals may vary, but for individuals it usually comes down to one word…security. In a world where trust in government and institutions is historically low and the consequences of overprinting government-backed money are a daily reality across America, precious metals have generally held their value over thousands of years.

The main advantages of investing in precious metals through an IRA are the tax benefits. By using precious metals IRAs for purchases, the investor either saves taxes now or in the future. The specific tax benefits depend on if you choose a traditional or a ROTH IRA.

Popular Traditional IRA

Traditional IRAs allow investors to put pre-tax (tax-deductible) money into their IRA to be invested in assets of their choice. That money can then grow over time tax-free, and upon retirement age (currently 59.5), the investor can begin to withdraw from the account without penalty and pay taxes on the amounts withdrawn. Additional benefits as follows:

  • By contributing to a traditional IRA, you may be able to lower your current tax bracket as your contributions are tax-deductible.
  • A traditional IRA will allow you to invest more money because taxes are not deducted from the original investment capital.
  • Investors who are in too high of a tax bracket to qualify for a ROTH IRA can still choose to contribute to a traditional IRA.
  • Early withdrawals can be taken without penalty in the event of unusual circumstances such as a 1st home purchase or medical bills.
  • Investors should consider choosing a traditional IRA if they anticipate their tax rate at retirement to be lower than their current tax rate.

Roth IRAs

ROTH IRAs allow investors to put post-tax money into their IRA to be invested in assets of their choice. That money can then grow over time tax-free, and upon retirement age (currently 59.5), the investor can begin to withdraw from their account without penalty and without any taxation, provided the account has been open for at least 5 years. Additional benefits include:

  • ROTH IRAs ensure that your qualified withdrawals in the future are tax-free because you already paid taxes up front on contributions.
  • Investors who are over 70.5 can still contribute to ROTH IRAs.
  • ROTH IRAs have no Required Minimum Distributions (RMD).
  • Investors should consider choosing a ROTH IRA if they anticipate their tax rate at retirement to be higher than their current tax rate.
  • Both of these options are great as precious metals IRAs.

Funding a new IRA v an existing one

Our self-directed IRA custodian partners are not only able to help set up new precious metals IRAs but can also help you with a 401(k) rollover or transfer of existing assets.

Be very careful when performing an IRA transfer or rollover! If these transactions are not performed properly, they can actually trigger a major tax event on your savings!

Our IRA custodians are more than happy to help you safely and flawlessly transfer or rollover your existing IRA(s).

Meet our partners

No business can provide world class service to clients without world class relationships with equally respected partners. We have worked hard to find the best of the best to help us deliver the service and value that our customers expect and deserve.

The answers you need BEFORE you invest!

No. Our only part of the IRA contribution process is selling the actual metal to the custodian, which we do at our normal rates with no commissions or surcharges added.

Most depositories, including Delaware Depository, provide full accounting and reporting services to ensure your metals are safe and accounted for. All metals are also fully segregated from other customers’ metals at no additional cost and are insured for their full amount.

Investors can expect to see significant tax savings by investing in precious metals using an IRA vs. investing outside an IRA. Please see the section above to learn about the tax benefits of using a traditional or ROTH IRA to invest in physical precious metals.

As we ship all orders completely free of charge, you will not have to pay any shipping fees. Furthermore, all of the packages we send out include insurance and tracking as well at no additional cost. This means you will be able to track your package while it is on its way to your home. Customers can rest easy knowing their metals are fully insured in the rare occurrence of loss or damage while the package is in transit.

We do not provide investment advice, but many of our clients prefer self-directed precious metals IRAs because they are backed by real, physical, segregated metal, vs. an ETF like GLD which is only backed by a pool of gold holdings and positions.

Can’t find the answer you need? Book an appointment, or email us at

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